Identity Theft Bigger Problem Then Drug Trade

Identity theft is plugging our society it is reach epidemic proportions and some are even calling a PANDEMIC .Experts suggest that Identity theft is bigger problem know then Drug Trade and there is no stopping in site.

Identity Theft Victims Spend about 600 Hours on Average " Witch most people don't Have" To Restore their Identity and $8000 on the average in the Quest to clear their Name Plus Legal Fees.

The media Attention is making people aware of How important Identity theft Prevention ,protection Is And causing people to consider their choices when it comes to protecting their identities. When an identity thief strikes , the Emotions can feel similar to those experience during a hose Fire , All of a sudden everything you've worked for is threatened .

People have Big Illusion when comes to Identity Theft and Think that There Credit card like Visa,American express and many others are useless When it comes protecting there Identity.

There is a five tapes of identity theft

• Driver license identity theft
• Social security identity theft
• Medical identity theft
• Carter or criminal identity theft
• Financial identity theft witch is only 26% of the problem !?!

Let start with a DRIVER LICENSE identity theft , when someone steel your driver license what they have dune is taking your driver license number, and maybe they had DUI or DWI on your name and you discover on the routine traffic stop when they (police ) want to take you to JAIL ? For not attending Court and you didn't know you had to attend the court .
Our Driver license is a national ID system in all united states of America , when you show up in the airport you going to have to have your driver license and when you leave that state you may have the outstanding warrant for your arrest in the state you are going to .

Then there is your SOCIAL SECURITY identity theft.
Our social security number is used as you well may know for a number if different reasons , but for this particle thinks I want to tack about your social security being used by others potential illegal Alien or some one else to earn income, and they may not pay the taxes on that earnings . That comes relatively important down the line when you get a notes by the IRS that says you owe the additional taxes because you are in the different Tax bracket .

Recently we heard reports of people having 30,47, 60 to hundreds and more people using there social security number in Fifteen to Thirty even forty different stats .

Then there is your MEDICAL IDENTITY THEFT
In this case someone may use your SOCIAL SECURITY number to actually get a HIV - AIDS test on your name rather then there name . That for instance can effect your ability to get a job effect your ability to get a health insurance or they may want to steel your insurance benefits witch can affect your life time care , if you have let's say from hundred thousands to million dollar life time care from your insurance carrier , and may have a bed illness and they may use five to seven hundred thousand dollars of it , that can effect your insurance as well .

The most common tape of the Medical Identity theft is when they get in to a hospital for a medical procedure and you got stuck or better word end up with a bill of hundreds even thousands of dollars as a result of stilling your medical identity .

And lest and Probably the WORST is mixing up there problems with your actual medical history and could result In the terrible reaction from you letter on when you are in the Hospital, and they think that (hospital) you are diabetic for instance or they think you have a Hart problems or that you are in certain medications , or even that your blood tape is B + positive where in fact you are A - negative , and when they give you the wrong blood tape..... It will Kill You !?!

The fourth Aria of your identity is your CHARACTER IDENTITY THEFT
That is when someone assume your name or your social security number and commits a crime on your name they commit a drug crime or crime of prostitution just of one of the examples , that what carter or criminal identity theft is .

The fifth aria is your FINANCIAL IDENTITY THEFT witch is only twenty six present of the problem . And the thing to remember here is there is what you Hear " It's not in fact the Truth " there is no such a thing zero liability ,Most people don't find out about there identity being stolen after fourteen mouths after it Happened .

If someone create a debt in your name and you don't denied that debt with in sixty days you infarct owe the money , financial identity theft is becoming very BIG Deal as the banks begin to enforce what is called " Regulation E " where it required you to pay the money even do you did not create it , did not sign a single document ,and did not GET THE Money .

You in fact and up having to pay it beck .

Experts suggest that it's not a matter of if your Identify will be stolen but rather WHEN your identity gets stolen ,what are you going to do abut it ? .

The first thing you need to know is who is doing the work.

KROLL Background America has bean around for over 30 years Kroll Dose some of the forensic accounting FBI they do some of the forensic accounting for Securities & Exchange Commission.

Doing recant Enron Scandal and trial they infect unravel the partnership for the FCC and federal government in that prosecution .

That is Who can be Helping you protect your identity not a new found company like Lifelock which is facing a lawsuits in the few different states from attorney generals because of the miss leading the public with there Identity theft protection and many others .

What PrePaid Legal and Kroll Background America can do for you is provide you with a credit analyses or credit report When you get a credit report they will help you and make you understand what is on there and what is infarct reported on you .

The second thing they do is continually monitor your credit report through Experian a number of things Change of the address for instance will show up any filings by the government any new accounts being listed or open and if you have a active email account they will sand you email with any changes being maid or activity reported on your credit file .

One of the great things about this if there is no activity, ones a month you will get a email that it tell you that is no credit activity . The third major thing they do is through identity theft restoration as they like to call it , they will do most of the work and helping you restore your identity if infect it has bean stolen ,they require you to file a initial Police report and sign a limited power of attorney that allows them to go do most of that work .

That include not just your credit history but they will check the department of the motor vehicle and your drivers license identity in your local county . They will also check your medical information bureau file search and help you get that corrected if infarct needs to be dun .They will also do NC - IC report witch is basically report on your criminal identity they will run through national data system and see if you are showing up if in fact committed a crime on your name in other places and help you through the process getting your identity infarct restored .

Identity Theft Shield By Pre-paid Legal & Kroll

Identity Theft Restoration applies to both you and your spouse identity , Restorationdose not cover if you commit a crime yourself , any pre-existing identity theft issues or any resulting financial losses This is one of the reason you want to have identity theft shield to minimize those losses and your plan must be Enforced The identity theft shield restoration dose not cover a business or business identity theft.